Joe Sells The Poconos

Looking for your perfect home in the charming mountains of Northeastern Pennsylvania? Nestled amidst rolling hills and picturesque scenery, this region offers a unique blend of rural tranquility and modern amenities, making it an ideal haven for prospective homebuyers. In this guide, we'll explore the key factors that make Northeastern Pennsylvania a prime destination for those seeking not just a house, but a true home.

Automatic payments can be a smart and easy way to “set it and forget it.” The automatic withdrawals from your bank account can be set up to pay internet services, subscriptions, phone bills, credit card bills and even a mortgage.

Along with accepting payment by check, over the phone and online, many mortgage providers allow mortgage payments to be automatically withdrawn from your checking or savings account every month on the same day.

You may have heard the phrase going into escrow many times without really understanding what it’s referring to. The escrow process can vary from state to state in some of its finer details, but overall it is a relatively straightforward series of events that must be completed before a property changes hands from seller to buyer.

Somewhere on your credit card statement—or maybe even on the back of the card—is contact information for a credit card concierge. The service is usually free, and while it isn’t available on all credit cards, many travel rewards cards offer it as a way to have someone do some tasks for you. Requests can be made over the phone or by filling out an online form.

Here are some of the best ways to use a concierge service offered through your credit card:

With record-high home prices in neighborhoods all over the country, some homebuyers have become frustrated as they watch their buying power erode month by month. The good news is that by reorienting yourself and shifting your focus, you may still be able to find a home you’ll love at a price you can manage. Check out these strategies for making homeownership more affordable, even in today’s hot real estate market.

Get the best possible financing deal

This year has turned out to be an interesting time for the housing market. From an increase in housing prices to a decrease in days on the market, the market has been tricky to predict, leaving many to question their path into homeownership.

If, like many Americans, you find your money runs out before the month does, it may be because you don’t keep track of your spending. Budgeting helps, financial advisors assure us, but budget or no budget, there are ways to rein in your spending that may be less painful than you think: