No matter what you’re saving for, having some extra breathing room in your budget is important. Whether you’re putting money away for a down payment or a new car—or looking to build an emergency fund that can get you out of a financial jam—we could all use a little extra cash in our pocket.
While saving a chunk of change can seem daunting if you’re just getting started, setting money aside can make life easier. Here are some simple ways to get some extra money for whatever your savings goal is:
While you may have been ready to buy a home during the 2020 spring market, the uncertainties caused by the pandemic may have put a damper on your plans. At this point, you may be uncertain about your post-COVID-19 real estate goals and unsure whether the opportunity to work from home will inspire you to move to another market or another type of home.
If you’re looking to get ready for a home purchase a few months down the road, this plan will help ensure you’ve covered all your bases. From fina...
If you thought moving into your 900 square-foot apartment was tough, moving into your first home can be a real challenge. It’s hard to make the transition into your first home—knowing what items should be replaced and what needs to be purchased to fill a larger space.
Keep these moving tips (plus a helpful checklist) for first-time home buyers in mind for a smooth transition.
Don’t be afraid to ask for help
Chances are, as a first-time buyer, you don’t have an overabundance of items to pack up....To help in your search for a home, consider looking for a house with the following features:
Look for a Big Yard
A bigger y...Using a credit card to earn rewards is pretty simple. Just use the card to buy things and you’ll get cash back or reward points from your credit card company.
Getting that free money of 5 percent or even more on every purchase is easy, but there are some things you should pay attention to if you want to get the most rewards possible.
Register for Bonus Categories
To get the most out of a cash-back credit card, look for a card that gives bonus rewards on certain purchases.
While 1 percent cash b...U.S. military members have access to some great benefits that can go a long way toward making their financial lives (and those of their family) a lot better.
Here are some of the best financial benefits that service members have available to them:
Inexpensive Retirement PlanThe Thrift Savings Plan has a low annual expense ratio of 0.038 percent of assets, making it a far better retirement plan for military members than 401(k) retirement plans, which have annual fees and expenses of 1-2 percent.You’ve done your research online and narrowed down the neighborhoods and homes you’re most interested in. The next step? Visiting your top picks in person.
But once you’re at the open house or walk-through, what should you look for? What real estate information will you be able to determine live that you couldn't find in the photos and details you already looked at online? To help you prepare, here’s a list of what to pay close attention to when on a walk-through:
The home’s exterior. Photos on...