If you’ve checked your credit reports lately for errors, congratulations! That’s a smart first step to improving your credit score, which can make getting approved for home loans and credit cards, along with getting the best interest rates, a lot easier.
Errors can be as simple as a misspelled name, wrong phone number or address, or as serious as an account wrongly reported as delinquent.
The next step is to fix them. Here are some ways to resolve errors on your credit reports:
Write the Credit...Ever wonder how you could make your favorite vegetables last longer? You can, just by saving your vegetable leftovers and regrowing them in water. It’s a simple, cost-saving way to get the most of your veggies, keep your fridge replenished, and reduce your grocery bill!
For many vegetables, you only need to place the scraps into a bowl of water and they’ll start growing on their own. Of course, you should make sure that the container you use is appropriate for the size of the vegetable, and tha...Electrical fires and accidents can result in property damage, shocks, burns and even death. Many tragedies can be prevented by using electrical outlets, cords and appliances correctly.
Use Plugs and Outlets SafelyPlugs should fit snugly into electrical outlets. If a plug is loose, it or the outlet is likely damaged. Have a broken outlet replaced by an electrician. If a plug is damaged, you may need to have the appliance repaired or replace it. If a plug has three prongs, never try to force it o...
Your backyard can be an escape from the world. Whether you have a pool, patio, or garden, your backyard offers a level of tranquility you can’t find anywhere else. However, your peaceful escape can be disrupted by a busy road or nosey neighbor.
That makes adding a level of privacy so important. Adding one of these options provides the privacy you need to truly appreciate your outdoor space.
Heading out on a summer road trip? Taking a weekend trip to grandma’s house? Keep the kids occupied—and yourself sane—by creating a road trip binder filled with fun game ideas that will help pass the time.
From classics like Hangman and I Spy to Yellow Car and the License Plate Game, you’ll have everything you need to get where you’re going without the dreaded question, “Are we there yet?”
I SpyThe first player chooses an object in the distance, then says “I spy with my little eye, some...
Reading books to your children is fun, and one of the great joys of parenthood is watching them learn to read by themselves.
Lessons about personal finance and how money works can be included in books you read to children, or in books they read with you or on their own.
Here are some good books about money that are aimed at kids, listed by title, grade level and price. Many can also be checked out for free at the library.
One Cent, Two Cents, Old Cent, New Cent: All About Money: K-2, $6. This b...Smartphone addiction has become a problem for many Americans, both adults and children. With so much information available and so many ways to interact with others online, some people spend so much time on their phones that their real lives and relationships suffer as a result.
What Causes Smartphone Addiction?Overreliance on a smartphone often starts out as a way of trying to cope with stress, anxiety, depression, loneliness or problems with real-world relationships. Using a smartphone release...