Joe Sells The Poconos

5 Financial Benefits for Military Members
CENTURY 21 Select Group 3 years ago

U.S. military members have access to some great benefits that can go a long way toward making their financial lives (and those of their family) a lot better.

Here are some of the best financial benefits that service members have available to them:

Inexpensive Retirement PlanThe Thrift Savings Plan has a low annual expense ratio of 0.038 percent of assets, making it a far better retirement plan for military members than 401(k) retirement plans, which have annual fees and expenses of 1-2 percent.
Alternative Ways to Fund a College Education
CENTURY 21 Select Group 3 years ago

The average student loan debt for a college graduate in 2016 was $37,172, according to Forbes. That’s a lot of debt to be saddled with when starting a career. However, you can help your children avoid student loan debt by looking into some alternatives:

Save EarlyThis takes years of forethought, but it can be one of the best ways to pay a large chunk of college expenses. Start contributing to a 529 college savings plan as soon as your child is born. Put in only $100 a month from birth and a hig...
Things to Pay Close Attention To on a Walk-Through
CENTURY 21 Select Group 3 years ago

You’ve done your research online and narrowed down the neighborhoods and homes you’re most interested in. The next step? Visiting your top picks in person.

But once you’re at the open house or walk-through, what should you look for? What real estate information will you be able to determine live that you couldn't find in the photos and details you already looked at online? To help you prepare, here’s a list of what to pay close attention to when on a walk-through:

The home’s exterior. Photos on...
Financial Priorities for Newlyweds
CENTURY 21 Select Group 3 years ago

Deciding where to live, if you’re going to have children, and who takes out the garbage are some of the big and small decisions newlyweds have to make together after the wedding gifts are put away and they’re ready to start their lives together.

There are also financial decisions to make as a married couple, though they may not be as easy to discuss as who’s making dinner on Sunday nights.

Here are some financial priorities newlyweds should set — together:

Set a budget: A good way to start is b...
Planning to Move This Summer?
CENTURY 21 Select Group 3 years ago

For many, summer seems like the optimal time to move. Whether you're moving across town or across the country, the process requires time, patience, money, and trust. That's where the Better Business Bureau (BBB) and the American Moving and Storage Association (AMSA) comes in. BBB offers Business Profiles on over 20,000 moving-related companies.In 2018, BBB fielded 9,256 complaints about moving companies on things like damaged or missing items, bills that were higher than estimates, late deliveri...

The Pros of Buying a Home Warranty
CENTURY 21 Select Group 3 years ago

For $600 or so a year, plus a service fee of around $75 every time you ask for repair, a home warranty can be an inexpensive way to have peace of mind as a new homeowner.

Home warranties cover breakdowns in a home, from HVAC systems to appliances. A broken water heater can be repaired within hours, but if it can’t be fixed, a home warranty can pay for a new one to be installed.

For homeowners with an older house, they may want more things covered than a newer home would need—such as older appli...
Buying and Selling in the Summer Season
CENTURY 21 Select Group 3 years ago

In most markets, the Spring season is the most important time of year for buying or selling a home. However, with stay-at-home orders imposed in many markets by mid-March, some new listings never saw the light of day. In addition, tightening in the mortgage markets and job uncertainty discouraged many buyers from looking for a new home this year.

Now, as states explore reopening scenarios and people learn to navigate the new normal, both buyers and sellers are starting to take a fresh look at...
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Joseph Sledzinski
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